Article by BBC News
But a judge at Rhyl County Court said Gloria Brown, from Rhyl, could pay £100 a month, after the 61-year-old feared she would have to sell her house.
It comes after Mrs Brown's scooter hit the member of staff's trolley in the Denbighshire town's Morrisons store in 2005, injuring her knee.
She will appeal against the decision.
The mother, whose disabilities include osteoarthritis, previously claimed her scooter was stationary in December 2005 when a customer using a scooter provided by Morrisons collided with hers, sending her crashing into a trolley being used by a member of staff.
Four months later, Mrs Brown was told she was being taken to court by the injured woman.
In January, the county court found her liable and ordered her to pay compensation and legal costs.
However, on Tuesday, the court agreed that Mrs Brown can to repay the debt at £100 a month, over the next 12 years.
But because of the length of time the legal bill will take to be paid, Judge Merfyn Jones-Evans also agreed to secure the debt against Mrs Brown home in Rhyl.
But the judge was keen to stress that her home was not under threat, as long as she continued to meet the monthly payments.
"The ball is in your court," he told Mrs Brown. Read more...
Accident Injury Claim